Lands & Loans — Mortgage specialists
Mortgage Loans & Property-backed Finance
Long-term financing for purchasing residential & commercial property, refinancing, or raising capital against existing property. We connect you to multiple lenders to secure the best terms depending on your needs.
Lands & Loans works with 60+ banks, government agencies and NBFCs to source mortgage offers across lenders and schemes.
Mortgage Loan Features
High loan amounts
Finance property purchases, construction and commercial acquisitions with large ticket loans.
Flexible repayment
Long tenures and customized EMI schedules to match cash flow for businesses and individuals.
End-to-end support
Title verification, property valuation, documentation and disbursal guidance handled for you.
Mortgage EMI & Amortization Calculator
Estimated Monthly EMI
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Total Payment
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Tenure: years
Interest Rate: % p.a.
Eligibility & Documents
Eligibility
- Indian resident with age 21–70 (varies by lender)
- Salaried, self-employed and business owners with stable cashflows
- Property with clear title and acceptable LTV (loan-to-value)
Documents
- Identity proof (Aadhaar, Passport)
- Address proof (Utility bills, Aadhaar)
- Income proof (Salary slips, ITR, bank statements)
- Property documents (Title deed, Tax receipts, Approved plan)
- Signed application and KYC forms
Our Lending Network
Lands & Loans partners with 60+ banks, NBFCs and government lenders to provide competitive mortgage products and faster processing.
Private banks
Govt banks
NBFC
FAQs
How is loan-to-value (LTV) calculated?
LTV is the percentage of the property value that lenders are willing to finance. Maximum LTV depends on lender policies and property type.
Can I get a top-up on an existing mortgage?
Yes — many partners offer top-up loans after a minimum repayment period and subject to eligibility.
What affects my interest rate?
Credit score, loan amount, LTV, employment stability and relationship with the lender all influence the final rate.
Need a large-ticket mortgage?
Apply now and let our mortgage specialists find the best partner and terms for your requirement.
