Lands & Loans — Home Finance Experts
Affordable Housing Loans starting at 7.10% p.a.
Dreaming of your own home? Lands & Loans connects you to curated home loan offers from 60+ banks, government schemes and NBFCs — competitive rates, longer tenures and special concessions for eligible applicants.
Lowest Rate
7.10% p.a.
(T&C apply — rate shown for eligible borrowers; final rate subject to credit assessment)
Lands & Loans has tied up with 60+ banks, government agencies and NBFCs to source tailored home loan offers for salaried and self-employed customers.
Why choose Lands & Loans for your Home Loan?
Lowest market rates
Home loan offers starting from 7.10% p.a. for eligible customers.
Balance transfer & top-up
Refinance existing loans to reduce interest or take a top-up for renovations.
Home improvement loans
Finance repairs, extensions or solar installations with affordable EMIs.
Key benefits
- Lowest headline rate as low as 7.10% p.a. for eligible applicants.
- Loan amounts from ₹2 lakh to ₹5 crore depending on eligibility and property.
- Tenures up to 30 years to keep monthly EMIs affordable.
- Pre-approved offers for verified customers with partner banks.
- Assistance with legal/title verification and property valuation.
Government & Special Schemes
We help customers access government housing schemes and subsidies where applicable — including lower interest rate concessions and stamp duty rebates in some programs. Contact a home loan expert to check your scheme eligibility.
- Pradhan Mantri Awas Yojana (for eligible applicants)
- State-level housing subsidy programs (varies by state)
- Special schemes for women applicants and economically weaker sections
Eligibility
- Indian resident, age 21–70 (dependent on lender)
- Salaried or self-employed with stable income
- Minimum credit history as required by partner banks
- Property valuation and clear title required
Documents Required
- Identity Proof (Aadhaar / Passport / Voter ID)
- Address Proof (Utility / Aadhaar / Passport)
- Income Proof (Salary slips / ITR / Bank statements)
- Property papers (Title deed, Approved plan, Tax receipts)
- Photographs and signed application forms
Home Loan EMI Calculator
Estimated Monthly EMI
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Total Payment
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Tenure: years
Interest Rate: % p.a.
Principal vs Interest breakdown (approx.)
Our Lending Partners
Lands & Loans works with 60+ banks, government lenders and NBFCs to bring you a variety of home loan products — public sector banks, private sector banks, specialized housing finance companies and state housing boards.
Private Bank
NBFCs
Govt banks
Frequently Asked Questions
Is 7.10% available to everyone?
The headline rate of 7.10% is offered to eligible borrowers based on credit profile, loan-to-value and specific partner offers. Final interest rate is confirmed after eligibility and property checks.
Can I transfer my existing home loan?
Yes — we facilitate balance transfers and refinancing to help reduce your EMI burden. We’ll compare offers across partners for the best saving.
What are the prepayment charges?
Prepayment charges vary by lender. Some lenders allow foreclosure without charges after a certain tenure; others may levy a small fee. We will share lender-specific terms during the offer stage.
Ready to move into your dream home?
Apply now and get personalised offers from our 60+ lending partners.
