Lands & Loans — Trusted by Homeowners & Farmers
Flexible Personal Loans for Landowners
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Lands & Loans has partnered with 60+ banks, government agencies and NBFCs to bring you competitive rates and faster approvals backed by a large lending network.
Loan range: ₹50,000 — ₹50,00,000 • Tenure: 6 months — 7 years • Processing: Quick (subject to verification)
Why choose our Personal Loans?
Simple, transparent and made for landowners
Simple Documentation
Minimal KYC plus proof of land ownership — we guide you through every step.
Quick Disbursal
Pre-approved offers in 24–48 hours for verified applicants.
Competitive Rates
Transparent interest rates with no hidden fees — flexible EMI options.
Eligibility
- Indian resident aged 21–65
- Proof of land ownership or lease (as applicable)
- Regular income or demonstrable repayment capacity
- Clean credit history improves rates
Documents Required
- Identity Proof (Aadhaar / Passport / Voter ID)
- Address Proof (Utility bill / Aadhaar / Passport)
- Proof of Land Ownership (Registry / Tax receipt / Title deed)
- Recent passport-size photo
- Income proof or bank statements (if applicable)
EMI Calculator
Estimated Monthly EMI
₹0
Total Payment
₹0
Tenure: months
Interest Rate: % p.a.
Principal vs Interest breakdown (approx.)
Frequently asked questions
How long does approval take?
Pre-approval within 24–48 hours after document verification. Full disbursal time depends on property valuation and legal checks.
Can I foreclose the loan early?
Yes — you can prepay subject to prepayment charges as described in the loan agreement. Contact your advisor to know exact charges.
What if I miss an EMI?
Late payments attract a nominal penalty and will be reported to credit bureaus. Contact our support immediately to discuss options.
Our Lending Network
We work closely with more than 60+ lending partners including public sector banks, private banks, government lending schemes and licensed Non-Banking Financial Companies (NBFCs). This wide network helps us secure competitive offers tailored to landowners and farmers across regions.
Bank
PSU
NBFC
Govt
How partners help you
- Access to a wider range of loan products and interest rates
- Special schemes via government-affiliated programs
- Fast verification for returning customers with partner banks
Want a specific bank?
Tell us your preference and we will route your application to partner lenders that match your needs for best pricing and terms.
Ready to secure funds against your land?
Apply online or schedule a free consultation today.
